COVID-19

Check Out Our Videos These regularly updated videos are step by step guides on how to complete various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online.

Here at Coachella Valley SBDC, we prioritize your business despite the changing concerns about the coronavirus (COVID-19). To help your business out during these uncertain times, we have provided below resources available to your business to remain successful. For more information, feel free to call 1-800-616-7232.

Services

Virtual Business Consulting Appointments

Our business consultants are here to help you during this time. For the safety and convenience of both parties, we will be offering virtual consulting sessions online – all at no cost. Make an appointment to learn more about every application, resource, and question you have to help your business prepare and recover. Sign up with the button below or contact us at 1-800-616-SBDC (7232).

Webinars

Register for the Ask SBDC Webinars Here

For Upcoming  Webinars and Online Workshops Click Here

Past Webinar Recordings

Ask SBDC Calls Recording

Town Halls Recording

My Store Front Is Closed? How Do I Sell My Goods Online? Recording

Survival Strategies for Tech Startups Recording

SBA Disaster Loan Recording

SBDC Resources

COVID-19 Resources – Download the SBDC Guide

The Latest News and Resources for Your Business

Use this downloadable guide to learn more about information and FAQs regarding Employment Development Department (EDD) resources, SBA’s Economic Injury Disaster Loan program, our SBDC Finance Center and how we can help, and more! Download Now

How to Keep Your Restaurant Running and Successful Resource Guide

If you own a food business, read up on some practices you can implement to streamline operations during this pandemic. Download Now

5 Strategies to Keep Your Business Healthy During Interruptions Resource Guide

Our resource guide will share 5 strategies you can use to keep your business healthy during COVID-19 interruptions. Download Now

SBA Economic Injury Disaster Loan Resource Guide

Read up on the most frequently asked questions on the U.S Small Business Administration’s Economic Injury Disaster Loan. Download Now

COVID-19 Video Guides

Learn how to complete step-by-step various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online. Check ’em out here.

More Resources

Pandemic Unemployment Assistance (PUA)

The Employment Development Department (EDD) is offering the Pandemic Unemployment Assistance (PUA) program for unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services due to the pandemic. Learn more about the program here. For the required forms you will need, view here.

If you applied to general unemployment insurance prior to 4/28/20, you MUST reapply to PUA.

PUA:

  • Provides 39 weeks of benefits between 02/02/2020 and 12/26/20.
  • A 13-week extension doesn’t apply because it’s woven into the program.
  • No waiting period.
  • Claims are automatically backdated to the Sunday prior to the first date the claimant was directly impacted by COVID-19.
  • Can only go back as far as 02/02/2020 to coincide with the effective date of the program. (For CA, most were impacted in mid-Mar.)
  • The minimum weekly benefit amount is $167. (Everyone gets this.)
  • Claimants need to report their 2019 *net* income when filing. (Estimates are fine.)
  • To be considered for a higher WBA up to $450, verifiable income documentation will be required.
    • Still working on a process to get docs to EDD, but will make it retroactive to the date the claim began.
  • $600 weekly stimulus applies but only between 3/29/20 and 7/25/20.
  • EDD will automatically certify all weeks ending between 3/14/2020 and 05/09/20 to expedite payment processing.
    • If wages are earned during this time, must report using Ask EDD (online tool).
  •  Payments will be made through the EDD Debit Card; allow at least 5 business days for mail time once the first payment is authorized.

Helpful hints:

  • Can be a bit difficult to know whether you are applying for PUA as it isn’t prominent on application
  • Be sure to answer NO to the following question if you are self-employed/1099, etc.
    • If you worked today, you should indicate the name of the employer you worked for today
    • BUSINESS OWNER, SELF-EMPLOYED, INDEPENDENT CONTRACTOR OR GIG WORKER: If you had no employment(i.e. if you did not receive a W-2) in the last 18 months and are applying for PUA, then click No below.
  • There is an option to save application draft; keep doing this throughout in case system freezes, etc.
  • Don’t forget to refresh the page
  • You might get an error/not available at this time announcement. The system is also knocking people off and asking them to try back in one hour.
  • Answer no to Question 7 – Have you been employed in the last 18 months. If you made a mistake on this question on a previous application, EDD is reporting there is no need to go back and fix this on your end.  The system has been corrected.
  • If you have an existing UI account, you don’t need to open up a new one in order to apply for PUA
  • Net income is gross income minus all allowable deductions by the IRS, including rent, gas, phone bills, etc. The bottom line, it’s what you pay taxes on. Again, an estimate is OK here.

Frequently Asked Questions:

    • I filed previously and received a letter stating I had zero benefits afforded to me. I understand now that when I filed the system was not set up for self-employed claims. Should I open a new claim or update my existing claim? Yes, please. EDD will automatically backdate your claim to the Sunday preceding the first date your business/employment was impacted by COVID-19. However, PUA claims can’t begin any earlier than 02/02/2020. 
    • If I file a new claim, should I cancel my existing claim?  No. EDD updated the system to allow you to submit a new claim without canceling the previous one.

For more information, contact the EDD Assistance Center at 1-866-333-4606 between the hours of 8 AM – 5 PM.

Tax Assistance

If you are experiencing hardship due to COVID-19, the Employment Development Department (EDD) is providing payroll assistance for employers. As an employer, you can request a 60-day extension to file your payroll reports and taxes. To learn more, be sure to visit our downloadable resources down below or contact the EDD Taxpayer Assistance Center at 1-888-745-3886 (toll-free).

Loans  

The Small Business Administration (SBA) is offering up to $2M in disaster loans for small businesses that have been directly affected by COVID-19. This loan may help alleviate some of the economic injury caused by this unexpected pandemic.

The state of California’s CA Infrastructure and Economic Development Bank’s (IBANK)  Disaster Relief Loan Guarantee Program (DRLGP) for small businesses is also accepting applications from those whose business has been negatively impacted by COVID-19.

Employee Protection

Visit the Occupational Safety and Health Administration (OSHA)’s website regarding information on the health and safety of all workers. OSHA’s website describes the different actions that employees can take to financially help and protect themselves from the changing shape of the workplace. Business owners may also download the OSHA guide on preparing workplaces for COVID-19 in the section below.

Employers also have the choice to apply for the Unemployment Insurance Work Sharing Program implemented from the EDD. This will aid those whose hours and wages have been reduced receive unemployment insurance benefits, keep their current jobs, and reduce their risk for financial strain. This program will also help employers keep their current employees and reduce the need to layoff their workers.

 

Unfortunately, the SBDC will be postponing and canceling our in-person events for the time being, but we will continue to have virtual programs as we wish to help your business survive and thrive regardless of the circumstances. These events are all offered at no cost to you. Be sure to keep an eye out for updates.

 

 

Downloadable Tools

Loan Packaging Funding Checklist

A checklist of required documents to submit to our lending partners.

5 Strategies to Keep Your Business Healthy During Interruptions

Our guide will share 5 strategies to keep your business healthy during COVID-19 interruptions.

How to Keep Your Restaurant Running and Successful During COVID-19

Implement these food business practices to streamline operations during this pandemic.

EIDL FAQ Resource Guide

Read up on the most frequently asked questions on the SBA’s Economic Injury Disaster Loan.

SBA Paycheck Protection Program Loan (PPPL) Worksheet & Data Needed

This spreadsheet will help estimate what you’ll receive from the PPPL loan and data needed.